Safety Management
Insurance Loss Control
Coverage Issues

Whether an additional insured endorsement that excludes the negligence of the additional insured furnishes illusory cove

Explains ISO IL 01 02 05 05 form's definition of Actual Cash Value

Discussion on how to handle the addition of additional insureds to a liability policy

A discussion of 2004 ISO changes to the CGL related to additional insureds

Areas to consider in a basic analysis of any additional insured endorsement

Construction industry issues

What does it really get you?

Blanket additional insured endorsements are useful tools

Schal-Bovis, Inc. v Casualty Ins. Co., 732 NE2d 1179 (Ill App June 30, 2000)

Presents the issues related to additional insureds on insurance policies

Requires the insured to exhaust all primary policy limits before invoking excess coverage

Consequences of the amended ISO 2004 additional insured endorsements

Fundamental insurance coverage issues in builders risk insurance polices

Watch for limiting endorsement that can create E&O liability for the producer

Trigger of Coverage—A Fundamental Concept

Examples of insurance claims involving D&O, EPL, professional liability and more

A comparison chart

What constitutes a collapse under a property insurance policy

CGL policy does not automatically cover the defense costs of an indemnitee

Courts scrutinize current additional insured endorsements

A discussion of how CGL and D&O policies can provide coverage for employment-related claims

International exposures present risk management challenge

The intentional act exclusion is almost always a feature of liability policies

CGL policy language may provide coverage for PD damage arising out of defective work

Discusses the ambiguity, vagueness, absurdity, and obscurity of contract language

Exclusions are rendering some policies useless

A presentation focused on construction risks

Property insurance law FAQ related to coverage issues

The issues created by overlapping insurance policies

Risk management articles related to insurance coverages

A risk financing program may involve self-insurance & intricate layers of primary & excess insurance

A series of legal articles related to insurance coverage issues

Even if a suit is frivolous or groundless, the insurer must defend against allegations potentially covered

How to protect yourself from independent contractor claims

Is it fair to all insureds?

The endorsement’s use can surprise any number of businesses

Time and circumstances have changed the need for additional insured coverage

Consequences of adding information on certificates that misrepresents the truth

Certain categories of vehicles qualify as “mobile equipment” rather than automobiles

A look at the insurance coverages that will come into play in response to the largest oil spill in American history

Courts frequently broadly construe the scope of additional insured endorsements

PIP, sometimes referred to as Medical Payment Insurance or Medpay, is a no-fault coverage

Coverage issues raised by the Separation of Insureds condition of the ISO commercial GL form

Insurance coverage issues in construction defect claims

John Burns Constr. Co. v Indiana Ins. Co

Overview of the topic of waivers of subrogation

Discusses a Fourth Circuit case that demonstrates the importance of waivers of subrogation

Manuscript Endorsements

Reviews the second subparagraph of the Separation of Insured condition

Paper written in 2002

Understanding the waiver of subrogation provision

A personal injury claim may be filed whenever workers' compensation laws don't prohibit the personal injury suit