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GCat: Safety Management
MCat: Insurance Loss Control
Cat: Environmental Risk

Advice on environmental insurance for general business and industrial facilities. Brownfield's insurance. Environmental litigation. Environmental coverage case law. Environmental claim management. Description of environmental risk.

87 Resources
A Users’ Guide to Real Environmental Insurance [18436] ?

Environmental insurance can be broken down into five basic coverage forms

Asbestos Liability [21758] ?

Recent developments as related to the insurance industry

New Blog: Environmental Insurance Blog [39962] ?

Focus is to keep insurance agents and brokers knowledgeable about environmental insurance issues

Broad Pollution Exclusion [27354] ?

A federal court in New York found the wording to be overly broad and ambiguous

Brownfield Redevelopment: A Risk versus Reward Proposition [16688] ?

Brownfields initiatives are gaining momentum across the country

CGL Absolute Pollution Exclusion [pdf] [18439] ?

Insights into this insurance exclusion

Chinese Drywall and Property Insurance [35883] ?

Are Chinese Drywall Problems Covered Under Property Insurance Policies?

Chinese Drywall Claims [35882] ?

CPSC complaints on health symptoms or corrosion of metal components in homes due to Chinese drywall

Chinese Drywall Claims [36865] ?

Examines factors relevant to the cases being heard in federal and state courts

Chinese Drywall Debacle [36828] ?

Insurers denying claims

Chinese Drywall Worries [36919] ?

Thousands of lawsuits pending in several states

Conducting Proper Environmental Site Assessments [19218] ?

Environmental site assessments (ESAs) play an integral role

Defining A Brownfields Site: Challenges and Opportunities [454] ?

Risk management related to Brownfields

DOE Center for Environmental Risk Management Program [714] ?

Information on the Department of Energy's risk policy program relating to the environment

EC Environmental Liability Directive [17335] ?

Information on Directive 2004/35/EC of the European Parliament

EIFS: Exterior Insulation Finishing System Basics [15832] ?

Basic overview and discussion of legal issues

New Emergency Response Costs in Pollution Liability Policies [40021] ?

An enhancement that provides coverage for emergency response costs has been offered on environmental insurance policies

Emerging Toxic Torts: MTBE and Mold [25693] ?

Document written in 2003

Endless Liability [pdf] [31369] ?

Determining aggegrate limits for environmental property damage in pre-1986 liability policies

Environmental Considerations for The Consulting Engineer [4076] ?

Discussion of liability for environmental professionals and mitigation strategies

Environmental Facilities Insurance [437] ?

Environmental facilities articles, claims scenarios and exposures

Environmental Insurance [30143] ?

An introduction to the various environmental insurance products available

Environmental Insurance - A User's Guide [28385] ?

An introduction to managing environmental risks through various types of environmental insurance

Environmental Insurance as a FASB Fix [27845] ?

The Relationship between IFCs and FIN 47

Updated Environmental Insurance Claim Scenarios [29346] ?

A series of articles related to environmental insurance issues such as toxic mold

Environmental Insurance for Industrial & Commercial Facilities [440] ?

Sample claims provide examples of typical insurance claims

Environmental Insurance for Lenders [18438] ?

Secured creditor environmental insurance - overview

Updated Environmental Insurance Glossary [29345] ?

Definitions for terms related to environmental insurance

Environmental Insurance Products [pdf] [18437] ?

An overview of the types of products available

Environmental Liabilities & Contracts [24396] ?

Explores the uncommon provisions for managing environmental risk through contracts

Environmental Liabilities - What You Need to Know [11343] ?

Your business should be protected by pollution and environmental liability insurance

Environmental Liability Buyouts [26580] ?

Remediation cost cap policies, guaranteed cost to closure, blended finite risk, contractual transfer of liabilities

Environmental Liability Insurance [24678] ?

A description of various forms of environmental insurance

Environmental Risk Profiles for Construction Firms [26579] ?

How to develop construction risk profiles related to environmental risk

Environmental Risk Resources Association Resources [28387] ?

A series of articles and other resources related to mold and other environmental insurance issues

Environmental Services Industry Insurance [3315] ?

Insurance advice for companies in the environmental services industry - claim scenarios

Environmentally Managing Subcontractors [26578] ?

Managing the environmental risk from subcontractors

Excavation & Grading Contractor Environmental Liabilities [pdf] [11344] ?

Case histories describe how excavating & grading contractors can incur environmental liabilities

First Party Insurance Coverage for Mold [20447] ?

Coverage (or lack thereof) under standard homeowners policies as well as P&C policies

Indoor Air Quality Legal Issues & Guidelines [9690] ?

The number of cases related to IAQ is rising & the damages sought are increasing

Indoor Air Quality: No Easy Answers [19226] ?

Molds, bacteria, and viruses in homes and businesses can create a wide variety of health problems

Lenders and Environmental Liability [15996] ?

Environmental liability is a critical issue for all financial institutions

Maximize Insurance Coverage for Mold Damage [24687] ?

There are numerous coverage issues to consider

Mechanical Contractor Environmental Liabilities [11342] ?

Case histories describe how mechanical contractors can incur pollution liabilities

Mold & EIFS [pdf] [26653] ?

Exterior Insulation & Finish Systems (EIFS) can create trapped moisture resulting in mold growth

Mold and Construction [20448] ?

An important step in attacking mold claim risks is adoption of comprehensive mold & moisture-intrusion management

Mold and Insurance Companies [24065] ?

Insurance companies are starting to non-renew policies with prior water damage activity

Mold and Pollution [25851] ?

When is a contaminant not a contaminant?

Mold and the Insurance Industry [21759] ?

The implications of the emerging mold issue for insurance and the economy are serious

Mold CIaims: A Preliminary Take on Mold Coverage [18632] ?

Mold-related claims issues

Mold Excluded in Homeowner's Policy Is Not Covered as an Ensuing Loss of Leaking Water [31656] ?

An exclusion in the policy expressly stated that there was no coverage for rust, rot, mold, or other fungi

Mold Insurance Claims 2003 [pdf] [25748] ?

State by state breakdown of water damage mold claims

Mold is the New Menace to the Industry [6724] ?

Texas cases will help determine industry's future course on mold exposure

Mold Issues [20553] ?

Series of articles on risk management and mold issues

Mold Management Programs [24390] ?

Tips on mold management

Mold Safety Program Tips [24595] ?

Nine Tips for Boosting Your Mold Safety Program

Mold: Will It Grow to be Bigger Than Asbestos? [20491] ?

Cases in state courts are sprouting up as quickly as the spread of mold itself

Mold: Assessment of Fungal Contamination in Buildings [pdf] [24944] ?

In addition to air sampling, assessing indoor fungal contamination requires careful review

Mold: Homeowners Policy Excluded Coverage for Mold [26596] ?

The court concluded that the mold exclusion was clear and unambiguous

Mold: Insurance Coverage Issues for Third-Party Claims [25371] ?

Article reviews insurance coverage issues related to mold

Mold: The Newest Environmental Hazard [20100] ?

Article explains the basics of the problem and offers coverage solutions

Mold: Toxic Black Mold [24675] ?

Tips for Finding, Cleaning, and Preventing Indoor Mold Problems

Mold: Toxic Mold Claims [13754] ?

The basics about toxic mold insurance claims

Mold: Toxic Mold in the Construction of Buildings [pdf] [21832] ?

How toxic mold affects the construction industry

Mold: Toxic Mold Insurance Issues [20449] ?

Discusses mold and insurance issues for insurers

Mold: Underwriters Endorsing CGL to Remove Coverage [20928] ?

Exclusions related to mold and defective construction of which agents should be wary

Mold: Where is the Exposure? [22486] ?

An analysis of what the potential insurer exposure might be

Mold:Policy Modifications &Endorsements Relating to Liability Insurance Coverage [20871] ?

Endorsements or revisions to liability policies will most likely eliminate coverage for mold

Molds: Uncovering Mold [23417] ?

Understand the complexities

Pesticide Policies [3846] ?

Full text of Cornell policies regarding the use of pesticides by staff, faculty & educators

Pollution Exclusion Bars Coverage for Damage Caused by Dirt and Rocks [31654] ?

Courts are recognizing the plain intent of the pollution exclusion to exclude coverage for such situations

Pollution Exclusion Bars Coverage for Epoxy Fumes [31655] ?

The pollution exclusion of a CGL policy was enforced to exclude coverage for injuries allegedly caused from epoxy fumes

Pollution Exclusion Minefield [36829] ?

Determining whether a product is potentially a pollutant or contains pollutants is getting more difficult

Pollution Exclusions Bar Coverage for Carbon Monoxide Poisoning [30084] ?

The worker filed suit in state court against the owner of the grinder, alleging the company was negligent

Promoting Insurance-Based Solutions to Brownfield Redevelopment Challenges [30152] ?

States are implementing innovative programs to promote use of environmental insurance to clean up contaminated property

Real Estate Industry and Environmental Claims [544] ?

Series of articles related to environmental claims and real estate

Residential Construction Environmental Risks [24395] ?

Potential Environmental Liability Exposures for Residential Contractors

Risk Management for Chemical Facilities [12566] ?

Series of articles related to environmental risk management for chemical facilities

Risk Management for Environmental Facilities [10096] ?

Series of articles on environmental risk management

Risk Management for the Safe Transportation of Hazardous Materials [10696] ?

US Dept of Transportation risk management program for hazardous materials safety

Sick Building Syndrome and a Definition of Pollution Conditions [19220] ?

This definition conflicts with the obvious or natural meaning of the defined term

Street/Road Contractor Environmental Liabilities [pdf] [11341] ?

Case histories describe how street/road contractors can incur environmental liabilities

The U.S. Environmental Liability Insurance Market [14625] ?

May, 2000 article provides an overview of the environmental insurance market

Understanding Environmental Impairment Liability [pdf] [16548] ?

Insuring the risks of property transfers

Unexpected Hazardous Materials [27348] ?

What to do when encountering unexpected hazardous materials during construction

US Environmental Liability Market - 2002 [20875] ?

The players, capacity, mold, and bio-terrorism


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