Insurance Loss Control » Environmental Risk
Advice on environmental insurance for general business and industrial facilities. Brownfield's insurance. Environmental litigation. Environmental coverage case law. Environmental claim management. Description of environmental risk.
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Hot Topics: Insurance: Coverages, Insurance: Environmental, Insurance: Liability
Professional Guides: Business Manager, Property Manager, Risk Manager
Broad Pollution Exclusion [27354]
A federal court in New York found the wording to be overly broad and ambiguous
A federal court in New York found the wording to be overly broad and ambiguous
Brownfield Redevelopment: A Risk versus Reward Proposition [16688]
Brownfields initiatives are gaining momentum across the country
Brownfields initiatives are gaining momentum across the country
Causality in Illnesses Thought to Result from Toxic Exposures [5643]
Litigation of toxic exposures usually hinges on proof of a causal link between exposure & illness
Litigation of toxic exposures usually hinges on proof of a causal link between exposure & illness
Conducting Proper Environmental Site Assessments [19218]
Environmental site assessments (ESAs) play an integral role
Environmental site assessments (ESAs) play an integral role
Defining A Brownfields Site: Challenges and Opportunities [454]
Risk management related to Brownfields
Risk management related to Brownfields
DOE Center for Environmental Risk Management Program [714]
Information on the Department of Energy's risk policy program relating to the environment
Information on the Department of Energy's risk policy program relating to the environment
Endless Liability ![[pdf]](graphics/file_pdf.gif)
[31369]
Determining aggegrate limits for environmental property damage in pre-1986 liability policies
[31369] Determining aggegrate limits for environmental property damage in pre-1986 liability policies
Environmental Considerations for The Consulting Engineer [4076]
Discussion of liability for environmental professionals and mitigation strategies
Discussion of liability for environmental professionals and mitigation strategies
Environmental Facilities Insurance [437]
Environmental facilities articles, claims scenarios and exposures
Environmental facilities articles, claims scenarios and exposures
Environmental Insurance [30143]
An introduction to the various environmental insurance products available
An introduction to the various environmental insurance products available
Environmental Insurance - A User's Guide [28385]
An introduction to managing environmental risks through various types of environmental insurance
An introduction to managing environmental risks through various types of environmental insurance
Environmental Insurance Articles [29346]
A series of articles related to environmental insurance issues such as toxic mold
A series of articles related to environmental insurance issues such as toxic mold
Environmental Insurance Coverages [29347]
A list and brief description of environmental insurance coverages generally available in the marketplace
A list and brief description of environmental insurance coverages generally available in the marketplace
Environmental Insurance for Industrial & Commercial Facilities [440]
Sample claims provide examples of typical insurance claims
Sample claims provide examples of typical insurance claims
Environmental Liabilities & Contracts [24396]
Explores the uncommon provisions for managing environmental risk through contracts
Explores the uncommon provisions for managing environmental risk through contracts
Environmental Liability Buyouts [26580]
Remediation cost cap policies, guaranteed cost to closure, blended finite risk, contractual transfer of liabilities
Remediation cost cap policies, guaranteed cost to closure, blended finite risk, contractual transfer of liabilities
Environmental Risk Profiles for Construction Firms [26579]
How to develop construction risk profiles related to environmental risk
How to develop construction risk profiles related to environmental risk
Environmental Risk Resources Association Resources [28387]
A series of articles and other resources related to mold and other environmental insurance issues
A series of articles and other resources related to mold and other environmental insurance issues
Environmental Services Industry Insurance [3315]
Insurance advice for companies in the environmental services industry - claim scenarios
Insurance advice for companies in the environmental services industry - claim scenarios
Evaluating Environmental Exposures [29345]
Understanding the exposures, assessing the risk, risk management techniques
Understanding the exposures, assessing the risk, risk management techniques
Excavation & Grading Contractor Environmental Liabilities [11344]
Case histories describe how excavating & grading contractors can incur environmental liabilities
Case histories describe how excavating & grading contractors can incur environmental liabilities
First Party Insurance Coverage for Mold [20447]
Coverage (or lack thereof) under standard homeowners policies as well as P&C policies
Coverage (or lack thereof) under standard homeowners policies as well as P&C policies
Indoor Air Quality Legal Issues & Guidelines [9690]
The number of cases related to IAQ is rising & the damages sought are increasing
The number of cases related to IAQ is rising & the damages sought are increasing
Indoor Air Quality: No Easy Answers [19226]
Molds, bacteria, and viruses in homes and businesses can create a wide variety of health problems
Molds, bacteria, and viruses in homes and businesses can create a wide variety of health problems
Insuring Environmental Impairment Liability [16548]
An overview of current environmental liability cover in a number of countries
An overview of current environmental liability cover in a number of countries
Integrated Environmental Risk Management in Real Estate Transactions [18436]
What are the risks in a transaction that need to be covered by insurance?
What are the risks in a transaction that need to be covered by insurance?
ISO 14000 & Environmental Impairment Liability Insurance [16549]
Relation of ISO 14000 to risk assessment, insurability and risk management
[16549] Relation of ISO 14000 to risk assessment, insurability and risk management
Lenders and Environmental Liability [15996]
Environmental liability is a critical issue for all financial institutions
Environmental liability is a critical issue for all financial institutions
Mechanical Contractor Environmental Liabilities [11342]
Case histories describe how mechanical contractors can incur environmental liabilities
Case histories describe how mechanical contractors can incur environmental liabilities
Mold & EIFS [26653]
Exterior Insulation & Finish Systems (EIFS) can create trapped moisture resulting in mold growth
[26653] Exterior Insulation & Finish Systems (EIFS) can create trapped moisture resulting in mold growth
Mold & EIFS Facts [15832]
Exterior Insulation and Finish Systems (EIFS) aka: Synthetic stucco and moisture barrier problems
Exterior Insulation and Finish Systems (EIFS) aka: Synthetic stucco and moisture barrier problems
Mold and Insurance Companies [24065]
Insurance companies are starting to non-renew policies with prior water damage activity
Insurance companies are starting to non-renew policies with prior water damage activity
Mold and the Insurance Industry [21759]
The implications of the emerging mold issue for insurance and the economy are serious
The implications of the emerging mold issue for insurance and the economy are serious
Mold CIaims: Insurers Look to Wipe Clean Toxic Mold Claims [18632]
The rising number and cost of mold-related claims is continuing to skyrocket
The rising number and cost of mold-related claims is continuing to skyrocket
Mold Disclosures in Real Estate and Lease Transactions [25693]
Document written in 2003 - this paper discusses disclosure issues generally
Document written in 2003 - this paper discusses disclosure issues generally
Mold Excluded in Homeowner's Policy Is Not Covered as an Ensuing Loss of Leaking Water [31656]
An exclusion in the policy expressly stated that there was no coverage for rust, rot, mold, or other fungi
An exclusion in the policy expressly stated that there was no coverage for rust, rot, mold, or other fungi
Mold is the New Menace to the Industry [6724]
Texas cases will help determine industry's future course on mold exposure
Texas cases will help determine industry's future course on mold exposure
Mold Liability Insurance Claims [24687]
There are numerous coverage issues for insurers to consider when faced with a mold related claim
There are numerous coverage issues for insurers to consider when faced with a mold related claim
Mold: Will It Grow to be Bigger Than Asbestos? [20491]
Cases in state courts are sprouting up as quickly as the spread of mold itself
Cases in state courts are sprouting up as quickly as the spread of mold itself
Mold: Assessment of Fungal Contamination in Buildings [24944]
In addition to air sampling, assessing indoor fungal contamination requires careful review
[24944] In addition to air sampling, assessing indoor fungal contamination requires careful review
Mold: Homeowners Policy Excluded Coverage for Mold [26596]
The court concluded that the mold exclusion was clear and unambiguous
The court concluded that the mold exclusion was clear and unambiguous
Mold: Is it an Excluded Pollutant? [25851]
Insurance considerations for mold bodily injury litigation (pdf)
[25851] Insurance considerations for mold bodily injury litigation (pdf)
Mold: The Newest Environmental Hazard [20100]
Article explains the basics of the problem and offers coverage solutions
Article explains the basics of the problem and offers coverage solutions
Mold: Underwriters Endorsing CGL to Remove Coverage [20928] Exclusions related to mold and defective construction of which agents should be wary
Mold:Policy Modifications &Endorsements Relating to Liability Insurance Coverage [20871]
Endorsements or revisions to liability policies will most likely eliminate coverage for mold
Endorsements or revisions to liability policies will most likely eliminate coverage for mold
Pesticide Policies [3846]
Full text of Cornell policies regarding the use of pesticides by staff, faculty & educators
Full text of Cornell policies regarding the use of pesticides by staff, faculty & educators
Pollution Coverage for Hazardous Waste Discharge [30088]
The policies each contained a pollution exclusion, with an exception for "sudden and accidental" discharges
The policies each contained a pollution exclusion, with an exception for "sudden and accidental" discharges
Pollution Exclusion Bars Coverage for Damage Caused by Dirt and Rocks [31654]
Courts are recognizing the plain intent of the pollution exclusion to exclude coverage for such situations
Courts are recognizing the plain intent of the pollution exclusion to exclude coverage for such situations
Pollution Exclusion Bars Coverage for Epoxy Fumes [31655]
The pollution exclusion of a CGL policy was enforced to exclude coverage for injuries allegedly caused from epoxy fumes
The pollution exclusion of a CGL policy was enforced to exclude coverage for injuries allegedly caused from epoxy fumes
Pollution Exclusions Bar Coverage for Carbon Monoxide Poisoning [30084]
The worker filed suit in state court against the owner of the grinder, alleging the company was negligent
The worker filed suit in state court against the owner of the grinder, alleging the company was negligent
Pollution Legal Liability Commercial Case Studies [19748]
Examples of real life claims related to pollution legal liability
Examples of real life claims related to pollution legal liability
Promoting Insurance-Based Solutions to Brownfield Redevelopment Challenges [30152]
States are implementing innovative programs to promote use of environmental insurance to clean up contaminated property
States are implementing innovative programs to promote use of environmental insurance to clean up contaminated property
Real Estate Industry and Environmental Claims [544]
Series of articles related to environmental claims and real estate
Series of articles related to environmental claims and real estate
Residential Construction Environmental Risks [24395]
Potential Environmental Liability Exposures for Residential Contractors
Potential Environmental Liability Exposures for Residential Contractors
Risk Management for Chemical Facilities [12566]
Series of articles related to environmental risk management for chemical facilities
Series of articles related to environmental risk management for chemical facilities
Risk Management for Environmental Facilities [10096]
Series of articles on environmental risk management
Series of articles on environmental risk management
Risk Management for the Safe Transportation of Hazardous Materials [10696]
US Dept of Transportation risk management program for hazardous materials safety
US Dept of Transportation risk management program for hazardous materials safety
Sick Building Syndrome and a Definition of Pollution Conditions [19220]
This definition conflicts with the obvious or natural meaning of the defined term
This definition conflicts with the obvious or natural meaning of the defined term
Street/Road Contractor Environmental Liabilities [11341]
Case histories describe how street/road contractors can incur environmental liabilities
Case histories describe how street/road contractors can incur environmental liabilities
The U.S. Environmental Liability Insurance Market [14625]
May, 2000 article provides an overview of the environmental insurance market
May, 2000 article provides an overview of the environmental insurance market
Unexpected Hazardous Materials [27348]
What to do when encountering unexpected hazardous materials during construction
What to do when encountering unexpected hazardous materials during construction
Using Old Insurance Policies as Weapons [19630]
Reviews the types of claims and defenses that can be made for environmental liabilities under CGL (pdf)
Reviews the types of claims and defenses that can be made for environmental liabilities under CGL (pdf)
Utility Work Environmental Liabilities [11343]
Case histories describe how utility contractors can incur environmental liabilities
Case histories describe how utility contractors can incur environmental liabilities
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