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GCat: Safety Management
MCat: Insurance Loss Control
Cat: Property Insurance

Articles and resources related to risk management, property insurance, property risk control, etc.

57 Resources
A Contingent Claims Lease Valuation Model [pdf] [13756] ?

Empirical investigation of an internally consistent lease pricing model.

A Guide to Major Losses [15790] ?

Claim management advice for policyholders

A Procedural Overview of the Appraisal Process in First-Party Property Policies [19657] ?

Overview of laws, procedures, common policy provisions applicable to the appraisal process

After the Fire: Returning to Normal [13630] ?

Advice for homeowners

All Risks in Property Insurance [pdf] [28008] ?

An attempt to remove ambiguities

All-Risk and the Acts or Decisions Exclusion [30156] ?

Among the exclusions in standard property policies is the so-called acts or decisions exclusion

Analytic System for the Measurement of Relative Fire Hazard [13759] ?

A system for measuring exposure

Annual Property Reevaluation and Renewal [16679] ?

Property valuation forms and procedures

Building Ordinance and Law Coverage [13763] ?

Explains the issues related to rebuilding to the new building code

Closing the Gap in Florida Windstorm Coverage [14629] ?

Florida Department of Insurance Bulletin 00-001, issued February 1, 2000

Coinsurance Definition [pdf] [13755] ?

The coinsurance formula for sharing the risk between the insurer and the insured

Commercial Property Claims Handling: The Roles of the Claims Specialists [13450] ?

Describes the experts, the services they provide, & when they are typlically used

Commercial Property Risk & Insurance [24655] ?

Series of articles related to property insurance

Commercial Warehouse Insurance [pdf] [24942] ?

Understanding insurance as it pertains to the warehouse industry

Common Inspection & Rating Issues [16436] ?

For fire insurance credit, the following issues are commonly encountered

Cost of Repair Estimations [24695] ?

General cost estimates for repairs and/or improvements to a typical three bedroom home

Court Finds Direct Physical Loss or Damage Due to Impairment of Function & Value [17890] ?

General Mills, Inc, v Gold Medal Ins., 2001 Minn App LEXIS 139 (Feb. 6, 2001)

Data Loss as Property Damage [13519] ?

Data breaches expose businesses while highlighting need for coverage

Equipment Breakdown Basics [6448] ?

Equipment breakdown insurance is frequently misunderstood

Expendable Property Values [15787] ?

Documenting Expendable Property for Loss Coverage

Fire Insurance [pdf] [28011] ?

Pure fire insurance in the original sense is hardly used any more

Fires in Vacant Buildings [pdf] [19314] ?

Outlines the fire problem in vacant buildings in the USA

Florida Windstorm Deductibles [14630] ?

The results of court cases about Florida windstorm deductible issues

Functionally Valuing Older Business Property [16408] ?

Change a policy so that the regular policy conditions on valuing a loss and coinsurance don't apply

Hail Damage to Roof Shingles [pdf] [24672] ?

Hail Damage Assessment

Insurance to Value in Homeowners Insurance [pdf] [5806] ?

An analysis of the problem

Inventory Tips [18335] ?

Advice on making an inventory of your belongings

ISO's Building Code Effectiveness Grading Schedule [24352] ?

Information about the building code effectiveness program

ISO's Public Protection Classification Program [24351] ?

Used by insurers to establish fire insurance premiums

Measuring the Value of an Exposure: A Capital Budgeting Approach [21713] ?

An alternative method for evaluating property exposures

MS-Mississippi Rating Bureau Public Protection Information [17885] ?

Information for cities and fire districts concerning the Public Protection Classification

Property Claims Adjusting [5407] ?

Articles related to property claims and risk management

Property Claims: Calculators [31035] ?

A series of online calculators to assist property adjusters

Property Claims: Unit Cost Pricing [31034] ?

There are limitations to Unit Cost Pricing as used by property adjusters

Property Control System [8426] ?

Full text of a university's policies and procedures manual for property control

Property Insurance Terms [13757] ?

Definitions to common terms used in property and business insurance policies

Property Insurance Values [pdf] [32328] ?

To charge adequate premiums, insurers must receive accurate insurance-to-value calculations

Property Loss Preparedness Checklist [19358] ?

The following is a checklist that should help determine your loss preparedness

Property Loss Report [14519] ?

Fill in the blank form assists with reporting property losses

Property Policy's Defective Construction Exclusion [31650] ?

Most property insurance policies contain some version of a

Property Ratemaking [17346] ?

An advanced approach to exposure rating - 2005 CAS presentation

Property Reinsurance Exposure Rating [pdf] [28009] ?

An exposure rating approach to pricing property excess of loss reinsurance

Property Self- Insurance Policy Manual [15783] ?

Full text of a policy manual in use by state agencies in Oregon

Residential Property Adjusting [25681] ?

Claims management residential property procedures and scoping the loss are explained

Residential Property Claims Guide [10305] ?

Helpful tips on catastrophe insurance and insurance claims in the State of California

Roofing Claims: Unit Cost Pricing [31033] ?

What can and cannot be included

Section One: Property Conservation Program [9429] ?

Full text of a property risk management program for state agencies in Texas - plus checklist

Standard Home Insurance Exclusions [24615] ?

A primer on typical homeowner insurance policy exclusions

Take a Personal Property Inventory [18332] ?

How to conduct and record an inventory

The Economics of Automatic Fire Sprinklers [13760] ?

Here's Why Sprinklering a Building is a 'Premium' Investment

Third-Party Vendors in Insurance Claims Investigations [38740] ?

Engineers, mold remediation services, arson investigators, accountants, computer software companies, attorneys, etc

Underwriting Against Arson [13309] ?

Advice for property underwriters

Utility Services - Additional Coverage Endorsement [36830] ?

Coverage will depend on the strength of your endorsements

Vacant Buildings - Copper Theft [15751] ?

Vacant buildings attract destructive scavengers in search of copper

What is All-Risks Coverage? [13753] ?

Explains property insurance all risk coverages

When Applying the Limitation for Wind-Driven Rain, What Constitutes a Roof [21977] ?

Increasingly, insurers are being asked to pay for water damage to the interior of buildings following major storms


Related Categories & Information

- The Safety Library : Related Categories (14)

Accident Analysis / Fire Lessons Learned
Lessons learned from property losses - fires, etc.

Disaster Safety / Flood Safety
Flood hazard mitigation materials

Emergency Management / Emergency Plans
Examples of emergency management and action plans

Fire Safety / Fire Programs
Full text fire safety programs, checklists and support materials

Fire Safety / Restoration
Cleaning and restoration of interiors & furnishings due to smoke & water damage

Insurance Loss Control / Business Interruption
Contingency planning and business interruption materials

Insurance Loss Control / Cargo Insurance
Transit cargo risk management and audit techniques

Insurance Loss Control / Catastrophes
Insurance claims data related to natural catastrophic occurrences in the USA

Insurance Loss Control / Environmental Risk
Risk management resources related to environmental issues & coverages

Insurance Loss Control / Inland Marine
Equipment breakdown insurance

Security / Arson Control
Arson prevention, statistics, training programs, investigations, etc.

Security / Business Security
Crime-free workplace, corporate security, business protection from burglary

Statistics / Crime Data
Government and industry sources of statistical data on crime

Statistics / Fire Data
Government and industry sources of statistical data on fire incidents


- Cross References to other LAD Libraries (32)


- Cross References to LAD Directories (3)


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